A new survey says late payments on mortgages hit a three-year low, but if you’re still having problems with your home mortgage, help might just be a phone call away. Tennessee Attorney General Bob Cooper and Tennessee Housing Development Agency Executive Director Ted R. Fellman announced a toll-free mortgage hotline is now available for Tennesseans who need advice. Homeowners can call Monday through Friday between 8 a.m. and 5 p.m. CST and speak with a representative who can direct homeowners to a free foreclosure prevention counselor and explain various housing assistance programs. “My office wants to make sure that Tennessee homeowners get all the help they deserve under this settlement,” said Cooper. “We are pleased to partner with THDA to create this mortgage hotline for all Tennessee homeowners who are struggling to make their mortgage payment.” For information about programs for eligible homeowners struggling to make their monthly payments due to unemployment or underemployment is also available at www.KeepMyTNHome.org. If you’d like to call the Tennessee mortgage hotline, their toll-free number is 855-876-7283